![]() ![]() The purchase of PAI/PEC is optional and not required to rent a car. PAI/PEC is subject to the provisions, limitations and exclusions of the PAI/PEC policy underwritten by Empire Fire and Marine Insurance Company in the United States or ACE INC Insurance in Canada. Benefits are payable in addition to any other insurance coverage the renter or passengers may have. The PEC contained in the policy insures the personal effects of the renter, additional drivers or any member of the renter's immediate family who permanently resides in the renter's household and who is traveling with the renter against risks of loss or damage. If accepted, the PAI contained in the policy provides renter and renter's passengers with accidental death, accident medical expenses and ambulance expense benefits. Personal Accident Insurance/Personal Effects Coverage (PAI/PEC) is offered at the time of rental for an additional daily charge. The policy does not provide coverage for any loss arising from the use or operation of Vehicle in Mexico. EP will respond to third party accident claims that result from bodily injury, including death, and property damage that arise from the use or operation of the vehicle as permitted in the Rental Agreement. This supplies you and any authorized drivers with third-party liability protection with a combined single limit per accident equal to the difference between the minimum financial responsibility limits referenced above and $1,000,000 Combined Single Limit per accident. ![]() Optional EP provides you with minimum financial responsibility limits (at no charge to you) as outlined in the applicable motor vehicle financial responsibility laws of the state where the vehicle is operated AND excess insurance provided by the insurance policy. Owner’s employees, agents or endorsees are not qualified to evaluate the adequacy of renter’s existing coverage. EP may provide a duplication of coverage already furnished under a personal insurance policy or some other source. Upon request, a copy of the policy is available for review. ![]() This is a summary only and is subject to all provisions, limitations, exceptions and exclusions of the EP policy. The purchase of Extended Protection (EP) is optional and not required in order to rent a vehicle. ![]()
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